Key Highlights
- Paisalo Digital raised approximately ₹188.5 crore through listed debt issuances in Q3.
- Funds were secured at a rate of interest of about 8.5 percent per annum.
- The fund raise aims to reduce borrowing costs and improve capital efficiency.
- Capital will be deployed to support lending expansion across 22 states and Union Territories.
- Company plans to strengthen lending to micro-entrepreneurs and underserved borrowers.
Paisalo Digital Limited has raised approximately ₹188.5 crore through listed debt issuances during the third quarter, as part of its capital optimisation strategy. The funds were raised at a rate of interest of around 8.5 percent per annum.
The capital infusion is expected to help the non-banking financial company reduce its overall cost of funds while strengthening its medium-term capital structure. Improved capital efficiency is likely to enhance the company’s lending capacity and support sustainable balance sheet growth.
Paisalo Digital intends to utilise the proceeds to expand its pan-India operations, which currently span 22 states and Union Territories. The company also plans to further strengthen its High Tech–High Touch distribution framework and accelerate the rollout of lending products designed for micro-entrepreneurs, self-employed individuals, and underserved income segments.
With a nationwide network of more than 4,380 touchpoints, the company is positioning itself to capture a larger share of India’s formalising MSME and income-generation credit ecosystem. The fund raise is expected to support diversified growth while reinforcing the company’s role in advancing financial inclusion over the medium term.