A UK-based global financial institution has entered into a multi-year agreement with Intellect Design Arena Ltd. to implement the eMACH.ai platform in support of its international wholesale banking expansion. The initiative targets operational deployment in key financial centers including India, Hong Kong and Singapore.
The partnership focuses on the use of Intellect’s eMACH.ai Wholesale Banking platform. This system is based on API-first, microservices-based, cloud-native and headless architecture. The platform provides a composable and modular structure designed to reduce fragmentation and support integrated banking operations across multiple geographies.
Key platform capabilities include:
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Corporate Core and Lending: Full lifecycle support for client and account management, liability and asset products, rule-based workflows, contextual routing and real-time ledger operations.
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Cross-Border Payments: Real-time international transaction processing with integration across relevant payment systems.
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CBX (Contextual Banking Experience): A digital interface designed for corporate clients with role-based access, data visualization and self-service functionality.
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Regulatory Compliance: Pre-configured support for India’s GIFT City regulatory framework with automated reporting capabilities.
The eMACH.ai platform includes Agentic AI functionality that supports 12 industry clusters and 36 sectors. This enables delivery of banking services tailored to specific industry requirements and behavior-based models.
The unified structure of the platform, referred to as the Power of ONE, integrates architecture, platform and user experience. This approach is intended to support scalability and minimize redundancy across multiple markets. It enables faster geographic deployment and maintains operational consistency.
By adopting eMACH.ai, the bank will consolidate corporate deposits, commercial lending, payments and digital engagement into a single platform. This aligns with the bank’s strategy to increase regional presence while reducing operational complexity.
The implementation is intended to serve as the digital foundation for the bank’s wholesale banking operations in the identified regions, focusing on configuration-driven deployment to reduce time-to-market and simplify integration.